• Cancer (endometrial, colon, kidney, gallbladder and postmenopausalbreast cancer).
• High blood cholesterol.
• Complications of pregnancy.
• Menstrual irregularities.
• Hirsutism (presence of excess body and facial hair).
• Stress incontinence (urine leakage caused by weak pelvic-floor muscles)
• Increased surgical risk.
• Psychological disorders like depression.
• Psychological difficulties due to social stigmatization.

Then it follows that life insurance will cost more just as it cost more for smokers.